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Feb 19, 20242 min read
Creating a Stress-Free Credit Card Payoff Plan
Thinking about the journey to paying off your credit card might seem daunting, but the freedom that comes with setting it up for payoff...
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Dec 14, 20233 min read
The Power of Consistent Kindness: Give A Yearlong Gift That Delivers More than Just Essentials
I know all too well that the struggle for survival often goes unnoticed, there's a silent crisis that many face daily – the battle...
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Apr 27, 20231 min read
Take Control of Your Finances with the 30-Day Spending Tracker Challenge: A Step-by-Step Guide
Who's up for a 30-Day Spending Tracker Challenge? It's a daunting task to look at what you spend and write it down every day but in...
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Apr 12, 20231 min read
The Simple Process to Fix Credit Report Errors
Disputing an error on your credit report was once an overwhelming process. Today, you can dispute it online and it's a relatively simple...
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Apr 12, 20231 min read
My Favorite Cash Envelope Binder
I just started my first 52-Week Declutter Savings Challenge and sold my first 2 items! In order to keep myself accountable and keep...
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Apr 10, 20232 min read
Upstate New York Day Trips on a Budget
When I began my budgeting journey back in 2013, I needed to find creative ways to get out of the house and explore without it costing...
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Apr 10, 20232 min read
100 Envelope Savings Challenge vs 52-Week Savings Challenge
My brain has been trained to appreciate consistency and routine. While I think the 100 envelope challenge is fun and there is a sense of...
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Apr 10, 20232 min read
6 Ways to Repair & Increase your Credit Score
Repairing and increasing your credit score is important for a variety of reasons, including your ability to get approved for loans,...
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Apr 9, 20231 min read
Should I Round UP when Adding my Bills to my Budget Worksheet?
While it is true that we want to get to the point where there is a 'built-up' bank of additional funds in your BILLS account, I would not...
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Apr 8, 20232 min read
How to Stay Consistent with Your Budgeting
Budgeting is an essential tool for managing your finances and achieving your financial goals. However, staying consistent with budgeting...
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Apr 7, 20232 min read
Can You Retire in 5 Years with No Savings?
This is a common question... and I think it's because we are all exhausted with the rat race of corporate culture and the 9-5 grind. ...
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Apr 6, 20232 min read
What is the 50/30/20 Rule of Budgeting?
When it comes to managing our finances, creating a budget is a crucial step towards achieving our financial goals. However, figuring out...
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Apr 5, 20231 min read
Should You Increase Your Credit Limit?
A client of mine reached out to me asking if they should respond to a note from their bank. The bank was reaching out to possibly...
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Apr 5, 20231 min read
Debit Card or Credit Card for Living Expenses?
When I begin working with a client on their budget program, I find in 9 out of 10 cases that they are using their debit card (cash from...
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